DH
₹32.41
▲ +3.75%
NSE · auto-updates while market open
Prev Close
₹30.33
Day High
₹32.69
Day Low
₹31.51
Mkt Cap
₹1,279 Cr
P / E
12.4
P / B
0.9
ROE
7.2%
52W High
₹35.17
52W Low
₹19.45
Delivery
33% · avg 41%
Key Metrics
Market Cap
₹1,279 Cr
P / E
12.45
P / B
0.87
EV / EBITDA
-
ROCE
-
ROE
7.2%
Debt / Equity
-
Book Value
₹37.34
EPS
-
Div Yield
0.0%
Face Value
₹10
Promoter Holding
-
Revenue · ₹ Cr
Net Profit · ₹ Cr
P / E Ratio · price ÷ TTM EPS
Trading at 12.4× - 20% below its own 5-year median of 15.6×.
P/E 12.4×Median 15.6×TTM EPS
Cash Flow Trend · ₹ Cr
−233
−233
FY22
216
216
FY23
17
17
FY24
−5
−5
FY25
631
631
FY26
Operating cash flowFree cash flow (CFO − capex)Cash conversion: CFO = 201% of net profit (5y)
Q4 '26 · Bank snapshot
Interest income
₹443 Cr
Interest expended
₹256 Cr
Other income
₹69 Cr
Operating exp.
-
Provisions
₹35 Cr
Net profit
₹43 Cr
Bank quality · Q4 '26
Gross NPA
0.02%
Net NPA
0.01%
CET-1
-
CRAR
-
RoA
-
Net Profit
₹43 Cr
Scorecard · 7 axes
Quality
Good
66/100
Valuation
Strong
12.4×
Growth
Strong
+21.7%
Profitability
Bad
3.6%
Performance
Weak
+6.8%
Entry Point
Weak
92%
Red Flags
Strong
0 flags
Shareholding Pattern
FII15.4%
DII0.1%
Public84.5%
Quarterly Results · ₹ Cr
| Quarter | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | Q4 '26 |
|---|---|---|---|---|---|---|
| Revenue | 334.59 | 393.71 | 407.06 | 418.16 | 456.31 | 512.34 |
| Net Profit | 19.85 | 28.98 | 12.18 | 23.2 | 23.88 | 43.49 |
| NPM % | 5.9% | 7.4% | 3.0% | 5.5% | 5.2% | 8.5% |