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Jana Small Finance Bank Ltd

NSE: JSFB BSE: 544118BankingBank
479.75
+3.66%
NSE · auto-updates while market open
Prev Close
₹506.75
Day High
₹483.25
Day Low
₹463.00
Mkt Cap
₹5,053 Cr
P / E
15.5
P / B
1.1
ROE
7.6%
52W High
₹525.90
52W Low
₹330.00
Delivery
74% · avg 57%
Key Metrics
Market Cap
₹5,053 Cr
P / E
15.48
P / B
1.13
EV / EBITDA
-
ROCE
-
ROE
7.6%
Debt / Equity
-
Book Value
₹424.42
EPS
-
Div Yield
0.0%
Face Value
₹10
Promoter Holding
21.9%
Revenue · ₹ Cr
4.7k
FY24
5.5k
FY25
6.4k
FY26
Net Profit · ₹ Cr
514
FY24
501
FY25
326
FY26
P / E Ratio · price ÷ TTM EPS
Trading at 15.5× - 34% above its own historical median of 11.5×.
48131789420-6Apr 24Dec 24Sept 25Jun 26
P/E 15.5×Median 11.5×TTM EPS
Cash Flow Trend · ₹ Cr
707
707
FY24
4.1K
4.1K
FY25
594
594
FY26
Operating cash flowFree cash flow (CFO − capex)Cash conversion: CFO = 400% of net profit (3y)
Q4 '26 · Bank snapshot
Interest income
₹1.44K Cr
Interest expended
₹709 Cr
Other income
₹266 Cr
Operating exp.
-
Provisions
₹195 Cr
Net profit
₹140 Cr
Bank quality · Q4 '26
Gross NPA
0.02%
Net NPA
0.01%
CET-1
-
CRAR
-
RoA
-
Net Profit
₹140 Cr
Scorecard · 7 axes
Quality
Avg
54/100
Valuation
Good
15.5×
Growth
-
Profitability
Bad
3.8%
Performance
Bad
-5.5%
Entry Point
Weak
91%
Red Flags
Strong
0 flags
Shareholding Pattern
21.9%Promoter
Promoter21.9%
FII4.3%
DII16.3%
Public57.6%
Quarterly Results · ₹ Cr
QuarterQ3 '25Q4 '25Q1 '26Q2 '26Q3 '26Q4 '26
Revenue1,354.8161,433.161,516.161,552.261,628.861,710.19
Net Profit110.658123.48101.93759.7139.82
NPM %8.2%8.6%6.7%4.8%0.6%8.2%
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