MarketsStocksPSB
PS

Punjab & Sind Bank

NSE: PSB BSE: 533295BankingBank
24.02
+2.65%
NSE · auto-updates while market open
Prev Close
₹31.94
Day High
₹24.19
Day Low
₹23.42
Mkt Cap
₹17,044 Cr
P / E
12.9
P / B
1.2
ROE
9.6%
52W High
₹33.55
52W Low
₹20.50
Delivery
44% · avg 48%
Key Metrics
Market Cap
₹17,044 Cr
P / E
12.89
P / B
1.21
EV / EBITDA
-
ROCE
-
ROE
9.6%
Debt / Equity
-
Book Value
₹19.92
EPS
-
Div Yield
0.3%
Face Value
₹10
Promoter Holding
93.8%
Revenue · ₹ Cr
8.8k
FY20
7.9k
FY21
8.1k
FY22
8.9k
FY23
11k
FY24
13k
FY25
14k
FY26
Net Profit · ₹ Cr
1.0k
1.3k
595
1.0k
1.3k
-991
-2.7k
FY20FY21FY22FY23FY24FY25FY26
P / E Ratio · price ÷ TTM EPS
Trading at 12.9× - 28% below its own 5-year median of 17.8×.
02754819-170-43Jun 21Feb 23Oct 24Jun 26
P/E 12.9×Median 17.8×TTM EPS
Dividend History · ₹ per share
0.48
FY24
0.20
FY25
0.07
FY26
Paid in 3 of the last 3 financial years shown · from exchange corporate-action filings.
Cash Flow Trend · ₹ Cr
−6.0K
−6.0K
FY22
1.4K
1.4K
FY23
1.7K
1.7K
FY24
−2.3K
−2.3K
FY25
−1.9K
−2.1K
FY26
Operating cash flowFree cash flow (CFO − capex)Cash conversion: CFO = -133% of net profit (5y)
Q4 '26 · Bank snapshot
Interest income
₹3.03K Cr
Interest expended
₹2.06K Cr
Other income
₹427 Cr
Operating exp.
-
Provisions
₹-73 Cr
Net profit
₹422 Cr
Bank quality · Q4 '26
Gross NPA
0.02%
Net NPA
0.01%
CET-1
-
CRAR
-
RoA
-
Net Profit
₹422 Cr
Scorecard · 7 axes
Quality
Avg
49/100
Valuation
Strong
12.9×
Growth
Avg
+10.3%
Profitability
Bad
4.8%
Performance
Bad
-24.8%
Entry Point
Good
72%
Red Flags
Strong
0 flags
Shareholding Pattern
93.8%Promoter
Promoter93.8%
FII0.1%
DII3.9%
Public2.1%
Quarterly Results · ₹ Cr
QuarterQ3 '25Q4 '25Q1 '26Q2 '26Q3 '26Q4 '26
Revenue3,269.373,835.73,379.393,373.283,549.273,457.36
Net Profit281.96312.78269.16294.52336.42421.83
NPM %8.6%8.2%8.0%8.7%9.5%12.2%
AlertPre-trade