MarketsStocksUTKARSHBNK
UT

Utkarsh Small Finance Bank Ltd

NSE: UTKARSHBNK BSE: 543942BankingBank
13.08
+5.65%
NSE · auto-updates while market open
Prev Close
₹24.41
Day High
₹13.16
Day Low
₹12.60
Mkt Cap
₹2,328 Cr
P / E
-
P / B
0.8
ROE
-40.0%
52W High
₹25.15
52W Low
₹10.12
Delivery
57% · avg 48%
Key Metrics
Market Cap
₹2,328 Cr
P / E
-
P / B
0.84
EV / EBITDA
-
ROCE
-
ROE
-40.0%
Debt / Equity
-
Book Value
₹15.60
EPS
-
Div Yield
0.0%
Face Value
₹10
Promoter Holding
42.7%
Revenue · ₹ Cr
3.6k
FY24
4.4k
FY25
3.8k
FY26
Net Profit · ₹ Cr
498
24
-1.2k
FY24FY25FY26
P / E Ratio · price ÷ TTM EPS
Trading at 16.5× - 62% above its own historical median of 10.2×.
51015198-10-10Apr 24Dec 24Sept 25Jun 26
P/E 16.5×Median 10.2×TTM EPS
Cash Flow Trend · ₹ Cr
991
991
FY24
876
876
FY25
781
781
FY26
Operating cash flowFree cash flow (CFO − capex)
Q4 '26 · Bank snapshot
Interest income
₹837 Cr
Interest expended
₹461 Cr
Other income
₹115 Cr
Operating exp.
-
Provisions
₹244 Cr
Net profit
₹-188 Cr
Bank quality · Q4 '26
Gross NPA
0.08%
Net NPA
0.03%
CET-1
-
CRAR
-
RoA
-
Net Profit
₹-188 Cr
Scorecard · 7 axes
Quality
Avg
45/100
Valuation
-
Growth
-
Profitability
Bad
-20.0%
Performance
Bad
-46.5%
Entry Point
Strong
52%
Red Flags
Strong
0 flags
Shareholding Pattern
42.7%Promoter
Promoter42.7%
FII11.5%
DII9.6%
Public36.3%
Quarterly Results · ₹ Cr
QuarterQ3 '25Q4 '25Q1 '26Q2 '26Q3 '26Q4 '26
Revenue1,037.9241,166.731,018.65937.32901.71952.07
Net Profit-168.0552.97-239.481-348.465-375.018-188.016
NPM %-16.2%0.3%-23.5%-37.2%-41.6%-19.7%
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